Portfolio Manager - Team Lead (Finance)

Position Title
Portfolio Manager - Team Lead

Location
Beverly Hills, CA 90212

Job Summary
A Portfolio Manager Team Lead-Commercial Regional & Corporate must be an analytical, organized, team-focused individual with excellent verbal and written communication skills. This individual will be responsible for completing an in-depth analysis of commercial loan requests, as well as making recommendations based on such analysis. This leadership role works in a team environment as a key player within the relationship deal team. Primary responsibilities include underwriting, monitoring and maintaining the credit quality of a loan portfolio, managing the loan closing process as well as providing team leadership. Maintains strong working relationships with the clients, deal team, credit team and other internal partners. Responsible for their team's workload, quality of their work product, training and development.

Pay Range: $140,621.69 - $186,323.74 - $232,025.80

Pay Range: Local Minimum Wage - $0.00 - $0.00

Job Responsibilities:

JOB RESPONSIBILITIES

Underwrite, Analyze and Close Loans: Working with the relationship manager, take a lead role in the structuring, underwriting and analysis of commercial loan requests. Prepare credit approval packages, present recommendations to the credit team/senior management, and close complex commercial loans.

Portfolio Management: Responsible for monitoring the credit quality of the assigned portfolio by periodically evaluating financial trends, covenant compliance and borrowing bases, including the preparation of annual (or more frequent) reviews. In addition, responsible for managing delinquencies and collateral exceptions.

Team Management: Oversee team's workload and review their work product to ensure quality work. Be proactive in talent management. Conduct performance assessments. Mentor, train and develop team members.

Relationship Management: Highly visible role in managing the client relationship along with the deal team.

Maintaining Knowledge: Knowledgeable about the various commercial products available to clients as well as general market/industry trends.

Responsible for talent management functions including: employment, performance evaluations, staff development/training, disciplinary actions, succession planning and ensuring all staff comply with compliance requirements.

ADDITIONAL ACCOUNTABILITIES

• Performs special projects, and additional duties and responsibilities as required.
• Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings. Accountable to maintain compliance with applicable federal, state and local laws and regulations.

JOB REQUIREMENTS

Required Qualifications:

• Education level required: Undergraduate Degree (4 years or equivalent).
• Minimum experience required: 12+ Years of progressive credit/underwriting portfolio management experience.
• Experience handling transactions/relationships/portfolios with the highest level of complexity preferably in the banking industry.
• Experience mentoring and developing a team.

Job Competencies:

• Must possess highly advanced credit analysis skills (prefer a candidate with formal credit training).
• Demonstrated knowledge of financial statement analysis.
• Credit Analysis or Loan Review experience, preferably in the banking industry.
• Excellent leadership and communication skills enabling smooth and efficient loan closings as well as daily portfolio management and team management.
• Excellent interpersonal and verbal and written communication skills.
• Excels in a team environment.
• Ability to effectively interact with all levels of leadership and employees within the organization.
• Ability to work autonomously, handle multiple projects simultaneously and adapt to new demands and challenges.
• Familiarity with nCino, Credit Lens, AFS is a plus.
• Physical demands (ADA): No unusual physical exertion is involved.